Yes, the policy is designed to respond to your coaching/instructing activities. As a Zumba Instructor you'll be providing tuition and advice to your students. If they unfortunately suffer a physical injury while doing Zumba at your class whilst under your supervision then there is a risk that you will get sued.
If this happens your Professional Indemnity Insurance will cover you for up to $5,000,000 to help cover the costs involved in a claim. Having cover in place also gives reassurance to your customers that you are bona-fide and serious about your business
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