If one of your students suffers from a financial loss from the advice you have provided in your workshop, they may hold you responsible. Professional Indemnity Insurance will protect you in this instance.
For example, you teach someone how to make soaps, and they go off and start their own business. They have 100s of products out in circulation, and it is determined that you taught them incorrectly and they need to recall all of their soap. This cost their business thousands of dollars, plus their reputation. They hold you responsible and seek compensation from you for their loss.
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