What is reasonable care under a market stall insurance policy?

Under the general conditions of your policy wording there is a section for reasonable care. This makes reference to you as the Insured taking all reasonable care to prevent any injury to any members of the public which may give rise to a claim.

An example of this is trading in severe weather or any weather for that matter which may be putting the public at risk.

We understand that market organisers have strict cancellation rules and will stipulate "We trade rain, hail or shine" and we do understand there can also be a contractual obligation with the organiser. 

Unfortunately sometimes that is not how it works with an Insurance policy if reasonable care is not taken.

If you were aware of a severe weather warning and proceeded to trade and a third party suffered injury and brought a claim against you, all or some of the claim maybe declined.

This is also relevant if the weather was not present at the time of the market but the weather got considerably worse during the course of the market.