Public liability is coverage from claims made against you in the event of injury or damage to third parties or third party property caused by you in the conduct of your business. For example, if a customer in your store trips and falls over something in the store and injures themselves, you may be responsible for their medical costs and potentially their loss of income due to their injury. If you have public liability insurance, you will likely be covered against this type of claim.
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Modified on: Wed, 1 Oct, 2014 at 12:12 AM
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