Why do I pay a policy fee?

As our premiums are highly competitive, the commission earned from insurers is not enough to meet the administration and marketing costs involved in running our schemes. This is why we charge a Policy Fee on each individual risk to offset these costs. To make sure that the cost to you isn’t excessive, we continually check our premiums to ensure that they remain market competitive. If for some reason we find this isn’t the case, our premiums and fees are reviewed accordingly.