In natural therapy, every therapist practitioner has unique needs when it comes to their insurance cover. In order to protect yourself from unsolicited lawsuits that a client may file against you, you will need a package consisting of Professional Indemnity, Public Liability & Products Liability Insurance.
Here is what is covered under a Professional Liability Insurance policy and some of its benefits:
Professional indemnity – for bodily injury, illness or death of patients caused by your negligence. Also includes breach of confidentiality, dishonesty, and libel/slander.
Public liability – for property damage and bodily injury caused by your therapy business
Product liability – for property damage and bodily injury caused by products you’ve supplied