As a Dance Teacher you will obviously be providing tuition and advice to your students. If they should incur a physical injury whilst performing a task under your supervision then there is a good chance that your student will sue you. 

            

In such a scenario your Professional Indemnity Insurance will help you cover the costs associated with a claim up to $5,000,000. Not only that, but having insurance in place is an important sign to your customers that you are a professional and take your advice, coaching and risk seriously.